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The challenge: To get out of debt in three years, all the while saving, changing habits and (somehow) still living a twenty-something life.
The effort: Streamline. Stop making excuses. Cut coupons. Eat ramen. And most importantly, document EVERYTHING. Every dollar, every fee, every side gig to pay off these cruel cards. the great philosopher Oprah once said, "You've got to journal, girlfriend, to see real change." She knows me inside and out.
the deadline: september 1 2012.
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